Mothers & Daughters
November 6th, 2008

Success For Women Club > MOTHERS AND DAUGHTERS by Dr Charmaine Saunders

Dr Charmaine Saunders is an amazing lady who help me get through a very difficult time in my life when I was going through depression and a divorce (lovely combination). She is full of love and warmth and has helped many through difficult times in their lives. Charmaine has been in the Personal Development field for 20 years after a teaching career in English and Literature. She has kindly provided this article which gives insight to the beautiful yet complex relationship between Mother and Daughter.

The mother-daughter relationship is the single most complex and difficult one there is. For each of us, our relationship with our mother is the most important and significant of our lives. It affects every other we have into the future. However, for mothers and daughters, it takes on an added layer of meaning, never more in evidence than during the teenage years. As little girls, Mums are adored and looked up to but around puberty, they suddenly become the enemy. Let us examine why and how it might be improved.

Firstly, why is it such a complicated relationship?

* Rivalry:
Being of the same sex, there is natural competition between a mother and daughter. From the mother’s point of view, she sees in her daughter her own fading youth. She sees all the chances her daughter has that far exceeded her own, all the years ahead that mark the ending of her life but the blossoming of her daughter’s. From the daughter’s viewpoint, she wants to break free and establish her own style. She resents being seen as a carbon copy of the older woman, compared, often unfavorably. If her mother is young and pretty, it’s even worse. This sense of competitiveness can be alleviated by each focusing on their own individual qualities whilst emphasising the other’s in a positive way.

* Conflict:
This is basically caused by the generation gap. Mothers tend to say things like `in my day’ or `when I was your age’ which goes down like a lead balloon. Teenage girls look on their mothers as old-fashioned, out of touch and generally a pain. The wise mother gives advice with utmost care, not pushing her point of view and going easy on the rules. While teenage daughter is dealing with all her inherent dramas and daily stresses, Mum might be going through menopause or mid-life crisis which means that they cannot always be available for each other. This can create a wide emotional chasm that might last for many years. Talking frankly about this before it reaches a point of conflict is the only answer. Once there is a conflict, a third party is usually needed to help resolve it, such as an older sibling, the other parent or even an outside party who can offer an objective view.

* Communication:
This is probably the most difficult area for mothers and daughters. Teenagers don’t want to talk to anyone but their peers, other young people who speak the same language - teenage! Mothers keep trying but often fall into bad habits and create further distance instead of closeness. Later in this article, I have offered a range of suggestions to improve communication which is the cornerstone of all relationships in life. Without effective methods of communication, how can we ever know or understand one another? Communication is not only verbal; it’s also about listening skills and body language which when we learn how to read, can bridge a lot of gaps.

* Relationships in common:
Girls have a habit of idealising Dads and criticising Mums so this can cause a good deal of discord and tension within the family and home. It’s important that parents present a united front, refusing to be played off by daughters. The same applies to siblings. Other children in the family, both boys and girls, can get caught up in the mother/daughter conflict. Younger daughters who are not feeling hostility towards their mothers become confused and disillusioned when they witness the fights and arguments. If there are more than two generations in the home, as with extended family units, the complexities multiply again.

* Stress:
Each of the two parties have their own individual stresses. The daughter is going through all the usual teenage angst - school, emerging sexuality, peer pressure, growing up, etc; Mum has all the grown-up stresses - marriage, chores, fatigue, parenting, balancing all the different parts of life. These various stresses will clash and exaggerate the already existing difficulties. Both should practise stress management for their own individual health and wellbeing but also in order to avoid clashing more than is absolutely necessary. Sometimes, just telling each other you feel stressed can make you feel better instead of taking out your pressure on the other person.

Strategies for improvement:

For daughter -
Show respect even when you feel unfairly treated
Try not to sneak around as that will only arouse suspicion whether justified or not
Introduce your friends to your parents
Ask for the things you want rather than just rebelling to get your own way
Remember your Mother has lived a bit longer than you and might know just a little more
If you feel extra stressed, depressed or anxious, reach out and talk to your mother - she understands more than you realise
Don’t expect your mother to like your taste in clothes, boys, music, movies or anything much
Insist on your right to privacy but also don’t forget parents are human and have needs too
Compromise as much as you can
Do chores graciously
See all the little acts of love your mother does every day

For Mother -
Ask more, tell less
Keep rules to a minimum
Reduce pressure wherever possible
Tamp down your anger even when severely provoked
Speak softly but firmly
Don’t make threats you don’t intend to keep
Draw boundaries and keep to them
Refuse to be spoken to rudely or tolerate swearing
Respect your daughter’s personal space and wishes
Never attempt to deal with problems when tempers are raised
Be the bigger person - don’t go down to the teenager’s level
Be prepared to apologise if you believe you’ve been unfair or unkind
Give lots of praise and only constructive criticism
Be interested in your daughter’s music, studies, friends, hobbies
Go shopping together but don’t impose your taste
Be consistent in all things, as far as humanly possible
Answer questions about sex openly and honestly
Keep looking for the beautiful traits in your teenage daughter, no matter how well-hidden!

Once a daughter goes from teenager to young woman, a lot of these mother-daughter difficulties seem to evaporate or at least, diminish. It is said that a girl only fully appreciates her mother when she becomes one herself. If there is a residual conflict from past years, it’s up to the two individuals to bury the hatchet and start fresh. All the points that have been raised - stress, conflict, poor communication, jealousy - no longer need to be obstacles to a happier, stress-free relationship. Anyway, it’s worth the effort and the wait because an adult mother-daughter relationship is a fine and strong bond, built on love, friendship and mutual respect.

MOTHERS AND DAUGHTERS > Success For Women Club

Success For Women Club > Free Business Coaching For Members

One of the latest items to be added to our library is this brilliant audio presentation by Ben Fewtrell.

Ben co-owns one of the largest business coaching firms in Australia and has personally coached over 100 businesses in 38 different industries. He is a regular contributor to several national business publications and is involved in other business interests that operate without his day-to-day involvement.

In this presentation you will discover:

* Why 80% of marketing doesn’t work and how to make sure yours does.
* How to make yourself ‘stand out’ from the competition.
* How to stop competing on price.
* The two things you need to know to create an unlimited marketing budget.
* How to convert more of your leads into clients.
* The keys to business success and what you need to do to succeed.
* How to best use your time for maximum results.

Not only will you discover these simple yet powerful business success secrets, you will also be entitled to a free 1.5 hour business coaching session. Listen now to find out more.

Click Here to Listen to Ben Fewtrell’s “Boost Your Business”

Wishing you a fabulous day.

Warm regards
Rachel

Free Business Coaching Session For Members > Success For Women Club

W.O.M.i.N
October 9th, 2008

Success For Women Club > W.O.M.i.N. - What’s On My iPod Now

One thing I love to do is listen to music - if I’m stuck inside and I’m not reading a book I’ll have the music up loud and I’ll be boppin around the house. One of my girlfriends’ and I recently swapped our iPod music and found that both of us had music that neither of us had heard before - great discovery!

So, that brings me to W.O.M.i.N - each week I’ll share with you “What’s On My iPod Now” so you can discover music you may not have heard before or if you have you can just enjoy the tunes (or not)!! You may completely hate my taste in music but I do enjoy lots of different styles so hopefully something will make you dance or sing :)

Last night I went to see “SUPERGRASS” live at the Metropolis in Fremantle, they were just superb live. My favorite song from their new album “Diamond Hoo Ha” is “Rebel In You”…. check it out below!

Do you have music on your iPod (new or old) that you’d like to share? If you do, send me any info or links and I’ll add them to this Blog.

Wishing you a fabulous weekend.

Rachel

W.O.M.i.N. - What’s On My iPod Now > Success For Women Club

Cash Flow Woes
October 2nd, 2008

Success For Women Club > Cash Flow Woes

Ben Fewtrell co-owns one of the largest business coaching firms in Australia and has personally coached over 100 businesses. He is a regular contributor to several national business publications and is involved in other business interests that operate without his day-to-day involvement.

In today’s Success Tip Ben let’s us in on the secrets of avoiding Cash Flow Woes in business…

Recently I was presenting to a group of business owners about understanding business financials, after I had stated that you can go broke making a profit, an audience member challenged me and asked how it is possible. So I thought it would be a good idea to cover the topic in this issue.

Firstly, we need to understand the basic fundamentals of business. You need to sell a product or service, and make a profit. A business is a ‘commercial, profitable enterprise that works without you’. You have probably heard the saying ‘Profit is king’ and also that ‘Cash flow is king’, so which one is true?

Well both are, here is a simple formula for business failure – No Profit x No Cash flow = No Business. To succeed in business you need to make sure you are making a profit and you also maintain a healthy, positive cash flow.

Secondly, we need to understand what going ‘broke’ means. In business being ‘broke’ is known as being ‘insolvent’. There are several definitions for this, here are some definitions I found after I Googled the term; ‘Not having sufficient financial resources to meet financial obligations’, ‘When liabilities are greater than assets’, ‘When a company cannot pay its debts when they are due’. Basically, when you can no longer pay your debts, you are insolvent!

Finally, you need to understand that some things you pay for end up on your ‘profit and loss’ statement and others end up on your ‘balance sheet’. An expense like rent will be entered as an expense on your profit and loss statement, but when you buy equipment that will last you several years, it gets entered as an ‘asset’ on your balance sheet, then each year you will claim depreciation as an expense, and if you took a loan out to buy the equipment, the loan will be entered as a ‘liability’ on your balance sheet. I’ll kick off with a simple example to make sure understand the concept.

Let’s say you own a coffee shop, and your fixed costs (rent, wages, electricity etc.) are $2000 per week, and you have a 50% gross profit margin (this is calculated by deducting your cost of sales from the sales amount). In this example you need $4000 in sales to ‘break even’, that is, pay your fixed costs of $2000 and the $2000 cost of getting the sales, your profit is zero. What if you were also repaying a loan for buying the business, the only part of this that will show on your profit and loss is the interest on the loan, the rest of the payment is reducing your liability on the balance sheet. All of a sudden, you are in a negative cash flow situation.

So how do you make sure you do not follow the many that have already mistakenly gone broke, whilst making a profit? The simplest way is to make sure you manage your money well, it is one of the resources you must have control of, or you may end up in trouble.

Here are some ways to make sure you manage to keep your cash flow positive…

• You need to have a cash flow forecast for at least 3 months in advance, this way you can identify problems before they occur.

• If you have customers that have ‘accounts’ with you, make sure you collect your money by the due date, don’t let customers drag out their payments to 60, 90 or even 120 days. You can even make special offers to customers that pay quickly. Sometimes it may be worthwhile considering ‘factoring’ your debts if your clients have a valid reason for taking a long time to pay.

• If possible, get your clients to pay a deposit upfront.

• Reduce your stock turn, this way you can make sure you are selling your stock before you have to pay your suppliers for it.

• Negotiate longer payment terms with your suppliers.

• Keep your costs to a minimum; avoid wasting money on things that are not necessary.

• Never borrow money just to ‘get out of trouble’, in most cases I have seen, this just makes the situation worse!

I would suggest that if numbers is not your strong point; get your bookkeeper or accountant to help you. Finally, if you do end up in situation where you cannot pay your bill(s), talk to your creditor(s) and make an arrangement, most people will understand and will let you pay it off, and if this fails you might need to get some professional help.

____________________________________________

This website contains even more great tips from Ben Fewtrell

CLICK HERE TO READ MORE NOW

Have a fabulous day!

Rachel

Cash Flow Woes > Success For Women Club

The Maiden Voyage
September 30th, 2008

Success For Women Club > The Maiden Voyage

The weekend just past marks the “Maiden Voyage” of our new camper trailer as we traveled to our favorite seaside spot Gracetown in the beautiful Wine Region of SW Western Australia.

We picked up the camper earlier this month in preparation for our big trip around Oz. It’s going to be our wee little house on wheels as of 28 December for around about 365 days. I couldn’t believe how comfy I was - I don’t think I’ll ever be able to go back to camping after such luxury… I must admit I never thought I would say that as I absolutely love camping and the great outdoors.

Here is a photo of me doing all the hard work putting the camper up…. beats putting up a tent any old day. And not having the air mattress on the cold morning ground is another bonus, although I’m sure I won’t be saying that in summer - the words sauna and oven spring to mind.

We are now on the countdown til our departure with less than 3 months to go - what an amazing experience it is going to be. One to tick off from my Goal Book.

Have a fabulous day!

Ciao for now
Rachel

The Maiden Voyage > Success For Women Club

Do You Walk The Talk?
September 25th, 2008

Success For Women Club > Do You Walk The Talk?

Below is a photo of me and Shelley Taylor-Smith who is featured in the Personal Development Area of Success For Women Club. I recently had the privilege of listening to Shelley speak at a Marketing Conference I was at. She is one “Tough Chick” (mentally tough that is) and very very passionate about helping others achieve a Champion Mindset. What an Inspiration and Kick in the Pants to be in the same room as such an amazing woman….

I hope you enjoy today’s Success Tip from the Champion herself Shelley Taylor-Smith.

As a 7-time World Marathon Swimming Champion, Shelley has overcome partial paralysis; several major and minor car accidents; a benign breast scare; a collapsed marriage and much more to become a highly in-demand speaker in Australia and overseas.


How can people develop the motivation necessary to achieve their goals?

There are two keys to developing motivation and achieving your goals:

* Know what you want;

* Know why you want it.

Far too many people know what they don’t want and that takes them nowhere. In fact, you may even find that the things you don’t want keep attracting and creating. How many of us have committed to finding out what we want? I knew I wanted to get out of a wheel chair and win gold medals, I knew I wanted to survive chronic fatigue and live - just live. I knew I wanted to live when doctors told me otherwise.

Sometimes it takes ‘reality checks’ like that to find out what we really want, but you don’t always have to go through them to do so.

An easier way is to sit down with yourself, your family and loved ones and simply choose what you really want in life. If you are prepared to do whatever it takes, you will achieve it. You may experience ‘character building’ time but you have to maintain focus on your goal.

In my experience we always get what we focus on in the end, whether it is the negative or positive. So stay focused on what you truly want.

Knowing why you want it is what drives you when it’s too hard, too late, or too cold. It’s what keeps you going when everyone else quits.

This website contains even more great tips from Shelley Taylor-Smith.

CLICK HERE TO READ MORE NOW

Do You Walk The Talk? > Success For Women Club

Success For Women Club

Congratulations to Carly Neubauer who was the lucky winner of the iPod Chick Chat Promotion.

Thank you to everyone who registered… I hope you enjoyed just a taste of what the Success For Women Club has to offer.

Have a fabulous weekend.

Rachel

Success For Women Club

*** The Big 500 ***
September 10th, 2008

Success For Women Club > The Big 500

The Success For Women Club has reached a milestone - we have hit the BIG 500.

There are now over 500 items for you to read, download and listen to, all dedicated to helping you achieve success in your life.

As you know our mission is to be the World’s Largest Online Success Club for Women and we continue to deliver on our promise with 24 items being uploaded in the last month alone.

Here, take a look at what’s new…

Personal Development - This Will Change Your Life
Personal Development - 10 Steps to a Life of Ease
Personal Development - Pride - A Leaders Greatest Problem
Personal Development - Leadership Lessons
Personal Development - The Challenge of Change
Personal Development - 14 Ways to Jump Start Your Life
Personal Development - The Power of Thinking without Thinking
Health - Big Fat Lies
Business - 12 Costly Marketing Mistakes That Small Business Owners Make
Business - How to Sell in a Down Economy
Business - The Truth Behind Phone & Internet Selling
Business - How to Raise Venture Capital
Internet Marketing - 14 Point Web Copy Analysis Of A Winning Site
Internet Marketing - Ezine Marketing Magic
Internet Marketing - Newbies Guide to Online Fortunes
Internet Marketing - Profit Producing Sales Letters
Internet Marketing - The Internet Information Publishers Guide
Internet Marketing - The 5 Laws of Persuasion
Internet Marketing - Working with Click Bank
Internet Marketing - Info Product Alchemy
Business - Mastering the Art of Questioning
Real Estate - Property Financing Fundamentals
Real Estate - Managing Cash Flow in Property
Real Estate - Chris Gray - Up Close and Personal

Wow, that’s a whole lot of content and it just keeps coming with 20-30 new items being added each and every month.

Success For Women Club is committed to helping you Create your Success Mindset so that you can achieve the lifestyle of your dreams.

Have a fabulous day!

Rachel

The Big 500 > Success For Women Club

Success For Women Club > Property Investing - Where to start

Are you thinking of investing in Property and just not sure where or how to start?

There are so many different strategies you can use to invest in Property - Capital Growth, Positive Cash Flow, Vendor Financing, Property Development, Renovations, Rent to Buy not to mention Commercial Property.

How do you know which one is right?

Well, they are all right, the experts have proven this. You just need to choose which one is right for you.

You need to consider your own financial circumstances and also the strategy which works best for you, one that fits in with your personality. Do you have the time and patience to renovate and sell at a profit? Maybe cash flow is more your thing.

Do your research and see what is involved - you may choose 2 or 3 different strategies.

There is so much great content at the Success For Women Club that covers all these different strategies for investing in property…. so happy researching!

Click here to find out more about these different Property Investing Strategies

Property Investing - Where to start > Success For Women Club

You Can Heal Your Life
August 25th, 2008

Success For Women Club > You Can Heal Your Life

You Can Heal Your Life by Louise Hay would have to be one of the best books I have ever read. Why? Because it helped me get through so much - it helped me get through depression, it taught me how to forgive, it helped me to listen to myself and others and it taught me how to think positively. For the first time I started to be an optimist and saw the good in everything instead of thinking of all the things that could go wrong. You are what you think and you do attract into your life that which you think about - I can definitely vouch for that. I have never looked back after reading this book which was about 5 years ago now and still find myself referring to it whenever I need some inspiration.

I hope you enjoy this short clip from You Can Heal Your Life: The Movie….

I hope you have a fabulous day!

Rachel

You Can Heal Your Life > Success For Women Club